# Does my existing car insurance/ credit card cover my Flexcar ?

> No they do not At Flexcar basic liability insurance is always included Additionally selecting one of our dedicated protection plan options is required to k

Source: https://support.flexcar.com/en_us/does-my-existing-car-insurance-credit-card-cover-my-flexcar-SJlV8zw9Wg

Last updated: 2026-08-06T15:39:22.245Z

No, they do not. Personal auto insurance and most credit-card rental protections usually do not apply to a Flexcar. Coverage rules vary by insurer and card issuer, but these policies rarely replace the coverage Flexcar provides.

## What insurance is included with a Flexcar?

Basic liability insurance is included with every Flexcar.

## Is a Flexcar protection plan required?

Yes. You must choose one of Flexcar’s protection plan options during sign-up. These plans lower your out-of-pocket costs for damage, and the amount of protection varies by plan.

## Why might personal auto insurance or credit card coverage not apply?

Personal auto insurance and most credit-card rental protections are designed for short-term rentals. Coverage rules vary by insurer and card issuer, so these policies rarely serve as a replacement for the coverage Flexcar provides.

## Does the included insurance cover authorized drivers?

The insurance included with your Flexcar applies to you and any authorized drivers on your account. Coverage details are shown during checkout.

Remember: You must select a Flexcar protection plan as part of your booking.